The Loqed Smart Lock is SKG 3-star certified. We have verified that the mayor Dutch insurance companies cover theft from your house as long as you have a sound lock. Usually you are even covered if there are no signs of a break-in. Always check your own insurance policy. The insurers we verified are: Centraal Beheer, ING, Interpolis, Ohra, Reaal, Univé (5th of July 2018).